what we do

Practice Areas

Banking, Insurance & Finance

Banking, Insurance & Finance

Practice Area

HWMA's Banking, Insurance & Finance practice advises financial institutions, corporates, and government-related entities on complex financing transactions and regulatory compliance matters in Indonesia. Our team has deep experience in syndicated lending, bilateral loans, project finance, Islamic finance (sharia-compliant structures), and structured finance transactions. We act for both lenders and borrowers across a wide range of sectors, including infrastructure, energy, real estate, and manufacturing.

Our insurance advisory covers life, general, and reinsurance companies on transactional, regulatory, and claims-related issues. Following the enactment of Law No. 4 of 2023 on the Development and Strengthening of the Financial Sector (UU P2SK), which serves as the omnibus law for Indonesia's financial sector, we assist clients in understanding and adapting to the significantly expanded scope of OJK's consolidated regulatory and supervisory authority.

With strong relationships built over years of engagement with key regulators (OJK, Bank Indonesia, Kementerian Keuangan), HWMA delivers practical, solutions-oriented advice that enables financial institutions and their corporate clients to navigate Indonesia's rapidly evolving financial regulatory landscape with confidence and commercial certainty.

Sub Practice Areas

Lead Partners